Salvation is entirely an act of God’s will. This does not negate a person’s responsibility to repent and trust Christ.

The second a truly repentant sinner places his trust entirely in Christ as Lord and Savior, he is regenerated, justified, sanctified, and secured.

Regenerated- the work of the Holy Spirit to give divine nature and divine life
Justification- God declares the repentant sinner righteous (no longer guilty)
*Sanctification- declared holy and set apart by God (positional and instantaneous)
Security- all who have been saved are kept by God’s power and are forever secure in Christ

*Sanctification at salvation is positional. Sanctification is also a process by which a saved person becomes more and more like Christ as they grow and mature in the faith.

The life of a saved person will produce fruits resulting from salvation.  This means that you become more Christ-like every day.  The fruits are seen in your conduct, your character, your conversation and your choices.  They will reflect how different you are than a person who is unsaved.  Your life will be characterized more by mercy, love, hatred of sin, love of God, love of His Word, fellowship with believers, moral and ethical decisions about everything you do.  A person who believes he is saved but whose life reflects continual, habitual sin, hatred, disregard for God's word, lack of fellowship, and is generally unrepentant, is NOT SAVED but self-deceived.